Build Your Dream Home With $0 Down

Learn how eligible veterans can build a home with a VA one-time-close construction loan.

Kimberly Renquest, Senior Loan Officer

Luminate Bank

Phone: (303) 883-4628

Email: [email protected]

NMLS# 1290080

Company NMLS# 1281698

Licensed in: AK, AL, CT, DE, AZ, DC, AR, FL, CA, GA, CO, HI, ID, LA, MS, NJ, OK, SD, VA, WA, TN, OR, NM, MO, ME, IL, IN, MD, MT, NY, PA, TX, WV, WI, UT, NC, NE, MA, IA, KS, KY, MN, MI, NV, NH, OH, ND, RI, SC, VT, WY

Luminate Bank NMLS 1281698 Bank Headquarters 2523 S. Wayzata Blvd., Suite 100 Minneapolis, MN 55405 (952) 939-7200. This is not an offer to enter into an agreement. Information provided is outlining the minimum down payment requirements as allowed by specific loan program and product guidelines and any information, rates and programs are subject to change without prior notice and may not be available in all states. All loans are subject to credit and property approval. Luminate Bank is not affiliated with any government agency. All rights reserved.

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    Learn how eligible veterans can build a home with a VA one-time-close construction loan.

    Build Your Dream Home With $0 Down

    Most Veterans Don't Know This Program Exists

    One Loan. Zero Stress. All In.

    How It Works

    Crunch the Numbers

    We Lend in All 50 States

    Specialty Construction Department

    Get Your VA Construction Loan Quote

    Thank You!

    Frequently Asked Questions

    Ready to Build Your Dream Home?

    VA Construction Loans let eligible veterans buy land and build a custom home with no money down , zero interest during construction , and everything rolled into one loan at great rates.

    $0

    Down Payment

    50

    States Licensed

    Traditional construction loans force you to put 20% down, pay interest during the build, and juggle two closings. We built something better.

    The VA Construction Advantage

    Our dedicated construction department handles everything from land acquisition to move-in day.

    Three simple steps from pre-approval to move-in day. Our construction department handles the complexity so you don't have to.

    VA Construction Estimator

    See what your VA construction loan could look like—land, build, and financing all rolled into one.

    Monthly Payment Breakdown

    Estimated Due at Closing

    Whether you're buying land in Texas, building in Colorado, or constructing on the coast of North Carolina—our construction lending team has you covered. No out-of-state restrictions. No extra hurdles.

    One team, coast to coast

    No credit pull required. Talk to our construction lending team and see what you qualify for.

    Kimberly Renquest or Kimberly Renquest from our construction department will reach out within 24 hours with your personalized options.

    By submitting, you agree to be contacted about your VA construction loan options. We never spam or sell your information.

    Everything you need to know about VA construction loans.

    Veterans deserve better. No money down. No interest during construction. One loan, start to finish. Talk to our specialty construction team today.

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    CONTACT

    NMLS#

    [email protected]

    (303) 883-4628 Mobile

    (720) 740-0567 Office

    Luminate Bank. All rights reserved.

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