FHA Loans

FHA loans with down payments as low as 3.5%. Get pre-approved, calculate your monthly payment, and explore flexible financing options with Kim Renquest at Luminate Bank.

Kimberly Renquest, Senior Loan Officer

Luminate Bank

Phone: (303) 883-4628

Email: [email protected]

NMLS# 1290080

Company NMLS# 1281698

Licensed in: AK, AL, CT, DE, AZ, DC, AR, FL, CA, GA, CO, HI, ID, LA, MS, NJ, OK, SD, VA, WA, TN, OR, NM, MO, ME, IL, IN, MD, MT, NY, PA, TX, WV, WI, UT, NC, NE, MA, IA, KS, KY, MN, MI, NV, NH, OH, ND, RI, SC, VT, WY

Luminate Bank NMLS 1281698 Bank Headquarters 2523 S. Wayzata Blvd., Suite 100 Minneapolis, MN 55405 (952) 939-7200. This is not an offer to enter into an agreement. Information provided is outlining the minimum down payment requirements as allowed by specific loan program and product guidelines and any information, rates and programs are subject to change without prior notice and may not be available in all states. All loans are subject to credit and property approval. Luminate Bank is not affiliated with any government agency. All rights reserved.

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    FHA loans with down payments as low as 3.5%. Get pre-approved, calculate your monthly payment, and explore flexible financing options with Kim Renquest at Luminate Bank.

    FHA Loans

    Why Choose an FHA Loan?

    FHA Loan Requirements

    FHA Mortgage Calculator

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    Ready to Explore FHA Financing?

    Loan Programs

    Flexible financing for first-time buyers and those with lower credit scores. Down payments as low as 3.5%.

    FHA loans are insured by the Federal Housing Administration, making them accessible to borrowers who might not qualify for conventional financing.

    FHA loans are insured by the Federal Housing Administration, making them accessible to borrowers who might not qualify for conventional financing. Whether you are a first-time buyer or rebuilding your credit, FHA offers a path to homeownership with more forgiving requirements.

    See what your monthly payment could look like with an FHA loan. Includes principal, interest, taxes, insurance, and FHA mortgage insurance.

    Estimated Monthly Payment

    $2,907

    Common questions about FHA financing, answered.

    Get our exclusive step-by-step guide to buying your first home. No spam, ever — just expert advice from Kim Renquest at Luminate Bank.

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    First-Time Homebuyer Guide

    A complete roadmap to your first home purchase.

    Let find the best FHA loan for your situation. Get personalized guidance and a clear path to homeownership.

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    NMLS#

    [email protected]

    (303) 883-4628 Mobile

    (720) 740-0567 Office

    Luminate Bank. All rights reserved.

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