Jumbo Loans

Kimberly Renquest, Senior Loan Officer at Luminate Bank

Kimberly Renquest, Senior Loan Officer

Luminate Bank

Phone: (303) 883-4628

Email: [email protected]

NMLS# 1290080

Company NMLS# 1281698

Licensed in: AK, AL, CT, DE, AZ, DC, AR, FL, CA, GA, CO, HI, ID, LA, MS, NJ, OK, SD, VA, WA, TN, OR, NM, MO, ME, IL, IN, MD, MT, NY, PA, TX, WV, WI, UT, NC, NE, MA, IA, KS, KY, MN, MI, NV, NH, OH, ND, RI, SC, VT, WY

Luminate Bank NMLS 1281698 Bank Headquarters 2523 S. Wayzata Blvd., Suite 100 Minneapolis, MN 55405 (952) 939-7200. This is not an offer to enter into an agreement. Information provided is outlining the minimum down payment requirements as allowed by specific loan program and product guidelines and any information, rates and programs are subject to change without prior notice and may not be available in all states. All loans are subject to credit and property approval. Luminate Bank is not affiliated with any government agency. All rights reserved.

  • Kim Renquest | Luminate Bank Home Loans
  • About Kim Renquest | Luminate Bank Loan Officer
  • Mortgage Loan Options | Luminate Bank
  • Divorce Lending & Mortgage Solutions | Kim Renquest
  • DSCR Loans for Real Estate Investors | Kim Renquest
  • Mortgage Blog & Market Insights | Kim Renquest
  • Contact Kim Renquest | Luminate Bank
  • Loan Resources | Luminate Bank
  • 5 Things First-Time Home Buyers Should Know in 2026
  • How Divorce Affects Your Mortgage: A Complete Guide
  • DSCR Loans vs. Conventional Loans: Which Is Better for Investors?
  • Understanding Mortgage Rates: What Drives Them and Where They're Headed
  • The 14-Day Close: How We Make It Happen
  • VA Loan Benefits You Might Not Know About
  • Loan Programs | Kimberly Renquest | Luminate Bank
  • FHA Loans | Flexible Financing for First-Time Buyers | Luminate Bank
  • Conventional Loans | Luminate Bank
VA Loans | $0 Down, No PMI for Veterans | Luminate Bank
  • USDA Loans | Zero Down Rural Home Financing | Luminate Bank
  • Jumbo Loans | Luminate Bank
  • First Time Homebuyer
  • Renovation Loans | Kimberly Renquest
  • Investment Property Loans | Kimberly Renquest
  • Non-QM & Bank Statement Loans | Luminate Bank
  • Commercial Loans | Luminate Bank
  • Reverse Mortgages | Kimberly Renquest
  • VA Construction Loans | Kimberly Renquest
  • Homeowner Portal | Luminate Bank
  • Get Started | Luminate Bank
  • HomeAI - AI Tools for Mortgage Professionals
  • Construction Loans | Kimberly Renquest
  • Reverse Mortgage Calculators | Kimberly Renquest
  • Temporary Buydown Calculator | Kimberly Renquest
  • Jumbo Loans | Luminate Bank

    Jumbo Loans

    Jumbo $ Estimate

    Benefits of Jumbo Financing

    Jumbo Loan Qualifications

    Jumbo Mortgage Calculator

    Jumbo Loan FAQ

    Free First-Time Homebuyer Guide

    Check Your Email!

    Ready to Explore Jumbo Financing?

    Financing for luxury homes and high-value properties that exceed conforming loan limits. Competitive rates for qualified buyers.

    When your dream home exceeds conforming loan limits, jumbo loans provide the financing you need with competitive terms for well-qualified borrowers.

    Estimate your monthly payment for high-value properties. Adjust the details below to see your estimated payment.

    Estimated Monthly Payment

    Principal & Interest

    Property Tax

    Home Insurance

    Loan Amount

    This is an estimate for illustration purposes only. Actual rates and payments may differ. Contact us for a personalized quote.

    Jumbo loans open the door to luxury properties with competitive terms and flexible options.

    Jumbo loans have specific requirements due to the higher loan amounts. Here's what you need to qualify.

    Not sure if you qualify? Let's review your situation together.

    Get a detailed estimate for your luxury home financing. Adjust the details below to see your full payment breakdown.

    This estimate is for informational purposes only and does not constitute a loan approval or offer. Actual rates, terms, and payments may vary based on creditworthiness, property type, and other factors. Please contact us for a personalized quote.

    Get answers to common questions about jumbo loan financing.

    Download our comprehensive guide to learn everything you need to know about buying your first home.

    Your First-Time Homebuyer Guide is on its way. Be sure to check your spam folder if you don't see it within a few minutes.

    Something went wrong. Please try again.

    Let find the best jumbo loan terms for your high-value property. Our team specializes in luxury home financing and competitive rates.

    Follow Us On

    Facebook

    Instagram

    YouTube

    LinkedIn

    CONTACT

    NMLS#

    [email protected]

    (303) 883-4628 Mobile

    (720) 740-0567 Office

    Luminate Bank. All rights reserved.

    • Meet the Team
    • Loan Programs ⌄
    • FHA Loans
    • VA Loans
    • VA Construction
    • Conventional Loans
    • USDA Loans
    • Jumbo Loans
    • First-Time Homebuyer
    • Renovation Loans
    • Investment Property
    • Non-QM Loans
    • Construction Loans
    • Commercial Loans
    • Reverse Mortgages
    • DSCR Loans
    • Blog
    • Resources
    • Contact
    • Apply Now
    • Loan Programs
    • Explore Jumbo Rates
    • Talk to a Specialist
    • Check Your Eligibility
    • Print Worksheet
    • Get Started
    • Schedule a Call
    • Facebook
    • YouTube
    • LinkedIn
    • [email protected]
    • (303) 883-4628 Mobile
    • (720) 740-0567 Office
    • Privacy Policy
    • Terms of Service
    • NMLS Consumer Access
    • (720) 740-0567