About Kim Renquest | Luminate Bank Loan Officer

Meet Kim Renquest, Senior Loan Officer at Luminate Bank. 25+ years of experience lighting the path to homeownership for families across Indiana.

Kimberly Renquest, Senior Loan Officer

Luminate Bank

Phone: (303) 883-4628

Email: [email protected]

NMLS# 1290080

Company NMLS# 1281698

Licensed in: AK, AL, CT, DE, AZ, DC, AR, FL, CA, GA, CO, HI, ID, LA, MS, NJ, OK, SD, VA, WA, TN, OR, NM, MO, ME, IL, IN, MD, MT, NY, PA, TX, WV, WI, UT, NC, NE, MA, IA, KS, KY, MN, MI, NV, NH, OH, ND, RI, SC, VT, WY

Luminate Bank NMLS 1281698 Bank Headquarters 2523 S. Wayzata Blvd., Suite 100 Minneapolis, MN 55405 (952) 939-7200. This is not an offer to enter into an agreement. Information provided is outlining the minimum down payment requirements as allowed by specific loan program and product guidelines and any information, rates and programs are subject to change without prior notice and may not be available in all states. All loans are subject to credit and property approval. Luminate Bank is not affiliated with any government agency. All rights reserved.

  • Kim Renquest | Luminate Bank Home Loans
  • About Kim Renquest | Luminate Bank Loan Officer
  • Mortgage Loan Options | Luminate Bank
  • Divorce Lending & Mortgage Solutions | Kim Renquest
  • DSCR Loans for Real Estate Investors | Kim Renquest
  • Mortgage Blog & Market Insights | Kim Renquest
  • Contact Kim Renquest | Luminate Bank
  • Loan Resources | Luminate Bank
  • 5 Things First-Time Home Buyers Should Know in 2026
  • How Divorce Affects Your Mortgage: A Complete Guide
  • DSCR Loans vs. Conventional Loans: Which Is Better for Investors?
  • Understanding Mortgage Rates: What Drives Them and Where They're Headed
  • The 14-Day Close: How We Make It Happen
  • VA Loan Benefits You Might Not Know About
  • Loan Programs | Kimberly Renquest | Luminate Bank
  • FHA Loans | Flexible Financing for First-Time Buyers | Luminate Bank
  • Conventional Loans | Luminate Bank
  • VA Loans | $0 Down, No PMI for Veterans | Luminate Bank
  • USDA Loans | Zero Down Rural Home Financing | Luminate Bank
  • Jumbo Loans | Luminate Bank
  • First Time Homebuyer
  • Renovation Loans | Kimberly Renquest
  • Investment Property Loans | Kimberly Renquest
  • Non-QM & Bank Statement Loans | Luminate Bank
  • Commercial Loans | Luminate Bank
  • Reverse Mortgages | Kimberly Renquest
  • VA Construction Loans | Kimberly Renquest
  • Homeowner Portal | Luminate Bank
  • Get Started | Luminate Bank
  • HomeAI - AI Tools for Mortgage Professionals
  • Construction Loans | Kimberly Renquest
  • Reverse Mortgage Calculators | Kimberly Renquest
  • Temporary Buydown Calculator | Kimberly Renquest

    • About Kim Renquest | Luminate Bank Loan Officer

    Meet Kim Renquest, Senior Loan Officer at Luminate Bank. 25+ years of experience lighting the path to homeownership for families across Indiana.

    Hi, I'm Kim!

    A Little Bit About Me

    Meet the Team Behind Your Mortgage Success

    Angela Keller

    Angela Keller

    Kelly Hodges

    Lorena Martinez

    Ready to Get Started?

    Loan Originator | NMLS#

    With more than 25 years of customer service and financial experience and over 12 of those years in the mortgage industry, I am passionate about helping people realize the dream of homeownership! I offer an honest, well communicated, knowledge-based lending experience for my clients.

    As a certified mortgage planning specialist (CMPS), I look at my clients' financial objectives, their short and long-term financial and investment goals, and work to create a plan for them to obtain those goals. My individualized service is especially important in today's complex financial environment.

    I am aware of the importance of understanding the personal needs of each individual person which is why I do not practice as a "transactional lender" but believe in creating clients for life. Having professional relationships, personally investing in my clients' wellbeing, and engaging with them are all keys to showing my clients how truly important they are to me. I enjoy helping educate homebuyers throughout the mortgage process so that they may become empowered and make informed decisions on what is likely the most significant investment of their lives.

    So, whether you're a first-time buyer, looking to move up or down-size, or refinance your current home, I'm well-versed in various options, including Conforming Conventional, VA, FHA, HECM (reverse), Investor loans, and many more. Rest assured; I'll have the answers to help guide you towards the best solution for your financial situation.

    When I'm not helping clients achieve their homeownership goals, I'm usually chasing my next finish line. By the end of 2026, I'll have completed a half marathon in all 50 states. I've also been a volleyball official for more than 35 years and still officiate NCAA Division I matches, including more than 15 NCAA National Championships. Outside of work, I enjoy spending time outdoors—whether that's playing pickleball, skiing, hiking, or simply relaxing with a good book in the shade. My husband is a high school math teacher, and together we have one son.

    Behind every successful closing is a team of experienced professionals dedicated to delivering exceptional service. We believe the mortgage process should be transparent, approachable, and tailored to your needs. From your first conversation through closing day, we're committed to keeping you informed, answering your questions, and making the process as smooth as possible.

    We're proud of the people who make that commitment a reality. Meet our team that's here to help you every step of the way.

    Senior Loan Processor

    Angela brings a detail-oriented approach to every loan file, ensuring a smooth and efficient process from application to closing. Her commitment to clear communication keeps clients informed every step of the way.

    Licensed Loan Partner

    Kelly is passionate about helping families navigate the home buying journey. She works closely with clients to gather documentation and coordinate with all parties to keep every transaction on track.

    Client Services Manager

    Lorena helps our clients after closing. From assisting with their online accounts and additional services we provide each client after closing, to periodically checking in and scheduling our annual mortgage reviews.

    Let's find the perfect mortgage solution for your unique situation.

    Follow Us On

    Facebook

    Instagram

    YouTube

    LinkedIn

    CONTACT

    NMLS#

    [email protected]

    (303) 883-4628 Mobile

    (720) 740-0567 Office

    Luminate Bank. All rights reserved.

    • Kimberly Renquest
    • Angela Kellar
    • Kelly Hodges
    • Lorena Martinez
    • Meet the Team
    • Loan Programs ⌄
    • FHA Loans
    • VA Loans
    • VA Construction
    • Conventional Loans
    • USDA Loans
    • Jumbo Loans
    • First-Time Homebuyer
    • Renovation Loans
    • Investment Property
    • Non-QM Loans
    • Construction Loans
    • Commercial Loans
    • Reverse Mortgages
    • DSCR Loans
    • Blog
    • Resources
    • Contact
    • Apply Now
    • Loan Programs
    • Let's Get Started
    • Get Started
    • [email protected]
    • (303) 883-4628 Mobile
    • (720) 740-0567 Office
    • Privacy Policy
    • Terms of Service
    • NMLS Consumer Access
    • (720) 740-0567