Construction Loans | Kimberly Renquest
Compare VA, FHA, conventional, and traditional construction financing options.
Build Your Dream Home TODAY!
One-Time-Close VA
One-Time-Close FHA
One-Time-Close Conventional
Traditional Two-Time-Close
Tired of Searching for a Home That Doesn't Exist?
The "Existing Home" Trap
Buy Land. Build New. Build Right.
Have You Considered Building?
One-Time-Close
Finance your Land. Finance the Build. One Loan.
Construction Loan Programs
One-Time-Close VA
One-Time-Close FHA
One-Time-Close Conv.
Traditional Two-Close
How Construction Lending Actually Works
We Don't Just Do Loans. We Build Relationships.
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Builder Division Stats
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Common Questions
Stop Renting. Start Building.
One-time-close and traditional construction loans designed for real people. FHA from 3.5% down . VA with $0 down . Conventional from 5% down .
$0 down • For eligible veterans
3.5% down • Lock rate before construction
5% down • Flexible terms
Standard construction + refinance
You scroll listings daily. Drive through neighborhoods that peaked in 1987. Compromise on layout, location, and condition — then pay top dollar for the privilege.
You don't have to keep scrolling Zillow hoping the perfect house appears. You can create it. We finance the dirt, the build, and the finished home — all in one loan.
Before you settle for someone else's compromises, here's what a one-time-close construction loan can do for you.
One loan. One closing. Zero surprises.
With a one-time-close loan, you pay for one appraisal, one set of closing costs, and one loan — not two. Traditional two-time-close loans force you to close once for construction, then refinance again when the home is finished. That means double origination fees, double title work, and double the paperwork. Our one-time-close programs eliminate that second closing entirely, typically saving buyers thousands in duplicated fees and out-of-pocket costs.
And if a traditional two-time-close makes more sense for your situation — we do those too . No cookie-cutter advice. Just the right loan for your build.
From first-time builders to experienced developers, we have a construction loan that fits.
Down Payment
No jargon. No surprises. Just four clear steps from blueprint to front door.
Our dedicated Nationwide Builder Division was built from the ground up specifically for construction lending. While most lenders treat builder qualification as an afterthought, we have a team that specializes exclusively in builder relationships — from vetting and approval to draw management and final inspection.
We'll review and approve them on your behalf — most builders qualify quickly once we walk them through our process. Don't let lender restrictions kill your dream home.
Numbers that separate us from standard mortgage shops
Dedicated builder relationship managers on staff
Tell us about your build. We'll match you with the right program and send you a detailed pre-approval letter within 24 hours.
Kimberly Renquest or Kimberly Renquest will reach out within 24 hours to discuss your construction loan options.
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Everything you need to know about construction lending.
Every day you wait is another day of rent money gone forever. Let's talk about your construction loan options and get you pre-approved before you pick out tile.
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(303) 883-4628 Mobile
(720) 740-0567 Office
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